A title is the financial story of your new home. Title examinations run the chain of ownership back over the prior 30 years to be sure that any liens that have been attached to the property have been released. It is your choice as a homeowner or potential buyer to choose which title company best protects your asset. It is important to choose your title company wisely to avoid taking over responsibility of debt from previous owners.
Having a title is important because it guarantees that when you buy a property that there is no cloud, clouds being outstanding mortgages or outstanding liens. Two common liens are tax and judgment liens. If you buy a house with a lien, even unknowingly, you are responsible for the money owed. Having a title will also give you insight into different aspects of your property including easements, oil and gas leases and mineral rights.
Choosing a reputable and knowledgeable title company ensures that your biggest investment, your home, is insured against any prior debt. Collier Title is locally owned and operated, nestled in the heartland with their main office located in Downtown Elizabethtown. We have had a reputable name around town for over 25 years; the company is known for loyalty and persistence. Customer service is our number one goal and being sure that your home is secure is our top priority.